Tax Disclaimer

Important legal disclaimers regarding tax advice and information provided on OBBB Tax Guide.

⚠️ Not Tax, Legal, or Financial Advice

OBBB Tax Guide is NOT providing tax, legal, or financial advice.

The information, content, calculations, and tools provided on this website are for educational and informational purposes only. They are not intended to provide, and should not be relied upon for, tax, legal, or financial advice.

You should not act or refrain from acting on the basis of any content included on this website without seeking appropriate professional advice from a qualified tax professional, attorney, or financial advisor licensed in your jurisdiction.

Educational Tool Only

Our tax calculator and related content are educational tools designed to help you understand:

  • How OBBB (One Big Beautiful Bill Act) tax provisions generally work
  • The types of deductions and credits available
  • General calculation methodologies
  • Potential areas where you might benefit from professional tax planning

What Our Calculator IS:

  • An educational approximation tool
  • A starting point for understanding OBBB provisions
  • A way to identify potential tax planning opportunities
  • A general illustration of how tax calculations work

What Our Calculator IS NOT:

  • A substitute for professional tax preparation
  • A guarantee of your actual tax liability or refund
  • Advice on whether to claim specific deductions
  • A comprehensive analysis of your tax situation

Individual Circumstances Vary Significantly

Every taxpayer's situation is unique. Factors that may significantly affect your actual tax liability include, but are not limited to:

Income Factors

  • Multiple income sources
  • Self-employment income
  • Investment income and losses
  • Retirement plan distributions
  • Social Security benefits
  • Timing of income recognition

Deduction Factors

  • State and local tax situations
  • Itemized vs. standard deduction
  • Business expense deductions
  • Medical expense deductions
  • Charitable contribution limits
  • Phase-out calculations

Personal Factors

  • Filing status changes
  • Number of dependents
  • Age and disability status
  • Education expenses
  • Retirement plan contributions
  • Health savings accounts

Complex Situations

  • Alternative Minimum Tax (AMT)
  • Net Investment Income Tax
  • Estimated tax requirements
  • Prior year adjustments
  • International tax issues
  • Business ownership structures

Important: Our calculator cannot account for all these variables. A qualified tax professional can analyze your complete situation and provide personalized guidance.

Always Consult a Tax Professional

Before making any tax-related decisions, you should consult with a qualified tax professional who can provide advice tailored to your specific circumstances.

🏛️ Certified Public Accountants (CPAs)

  • Licensed professionals with extensive tax training
  • Can represent you before the IRS
  • Provide comprehensive tax planning
  • Handle complex tax situations

📋 Enrolled Agents (EAs)

  • Federally licensed tax practitioners
  • Specialize exclusively in taxation
  • Can represent you in IRS matters
  • Required to complete continuing education

⚖️ Tax Attorneys

  • Lawyers specializing in tax law
  • Handle complex legal tax issues
  • Provide attorney-client privilege
  • Represent clients in tax litigation

When Professional Help is Especially Important:

  • You have multiple income sources or complex financial situations
  • You own a business or have self-employment income
  • You're considering major financial decisions (retirement, investment, etc.)
  • You've received notices from the IRS or state tax agencies
  • You're unsure about the tax implications of life changes (marriage, divorce, etc.)
  • You want to maximize your tax benefits and minimize liability

Based on Official IRS Guidance

The information on OBBB Tax Guide is based on our understanding of:

  • IRS Schedule 1-A: "Additional Income and Adjustments to Income (OBBB Provisions)" (IR 2026-28, released March 2, 2026)
  • The One Big Beautiful Bill Act as signed into law
  • IRS Revenue Procedures and Notices implementing OBBB provisions
  • Treasury Regulations (proposed and final) related to OBBB
  • Form 1040 Instructions for the 2025 tax year

Important Notes About Official Guidance:

  • IRS guidance continues to evolve as OBBB implementation progresses
  • New regulations and clarifications are released periodically
  • Software and processing updates may affect how deductions are calculated
  • Individual fact patterns may result in different interpretations

For the most current official guidance, always refer to IRS.gov, current tax forms and instructions, and consult with a qualified tax professional who stays current with tax law developments.

Tax Laws Change - Information May Not Reflect Future Changes

Tax laws, regulations, and interpretations change frequently. The information on this website:

  • Reflects our understanding of tax law as of the "Last Updated" date shown on each page
  • May not include the most recent changes, clarifications, or court decisions
  • Could become outdated as new guidance is released
  • May be subject to different interpretations by tax professionals or the IRS

⚠️ OBBB Implementation is Ongoing

The One Big Beautiful Bill Act is a complex piece of legislation with implementation occurring in phases. IRS guidance, forms, and software continue to be updated. What appears to be correct today may be modified tomorrow based on new official guidance.

No Professional Relationship Created

Using this website does not create any professional relationship between you and OBBB Tax Guide or its operators:

  • No Attorney-Client Relationship: We are not attorneys and using this site does not create an attorney-client relationship
  • No CPA-Client Relationship: We are not acting as your CPA and no professional accounting relationship is formed
  • No Financial Advisor Relationship: We are not providing personalized financial advice
  • No Tax Preparer Relationship: We are not preparing your tax returns or acting as your tax preparer

Confidentiality: Communications with this website are not protected by attorney-client privilege, accountant-client privilege, or any other professional confidentiality protections.

No Liability for Errors or Omissions

While we strive for accuracy, we make no warranties about the completeness, reliability, or accuracy of the information provided:

  • Calculation Errors: Our calculator may contain programming errors or incorrect assumptions
  • Content Errors: Written content may contain inaccuracies or outdated information
  • Omissions: Important factors affecting your tax situation may not be discussed
  • Interpretation Differences: Our understanding of tax law may differ from official interpretations

We disclaim all liability for any actions taken or not taken based on the information provided on this website, including but not limited to tax penalties, interest charges, additional tax liabilities, or professional fees.

Affiliate Relationships Disclosed

FTC Compliance: In accordance with FTC guidelines, we disclose that some links on this website are affiliate links that earn us a commission at no additional cost to you.

This website may contain links to third-party products or services for which we receive compensation. This includes but is not limited to:

  • Tax software and preparation services
  • Financial products and services
  • Professional services (CPAs, tax attorneys, etc.)
  • Educational resources

Important: Affiliate relationships do not influence our educational content or the operation of our calculator. However, you should be aware that we have a financial incentive when you use certain links.

Questions About This Disclaimer

If you have questions about this Tax Disclaimer or need clarification on any disclaimers, contact us:

Remember: For specific questions about your tax situation, consult with a qualified tax professional. We cannot provide personalized tax advice via email or other communication methods.

Last Updated: March 4, 2026

This disclaimer is effective as of the date above and applies to all information and tools provided on OBBB Tax Guide.